Find out if you qualify for the financial benefits of Chapter 7 bankruptcy in Southern Maryland by contacting the Law Office of Daniel J. Guenther. We are pleased to offer you a no-cost, no-obligation consultation to assess your debt issues and look for the most efficient way to improve your cash-flow situation. Bankruptcy is not for everyone; however, if you're eligible, having your debts discharged could be life-changing for your household. Get in touch with our law firm today by calling 301-475-3106.
Q: Why do I need a Chapter 7 bankruptcy lawyer- can't I file for bankruptcy on my own?
A: Maryland law allows you to file on your own behalf, yet there are numerous advantages that come from hiring an attorney. You'll see the most financial benefits as a result of working with our knowledgeable bankruptcy lawyer in Southern Maryland.
Q: Is it ethical to file for bankruptcy?
A: Bankruptcy is not only a morally responsible solution to financial debt, but it's also one that has-reaching benefits into your future; think financial freedom over time.
Q: How does Chapter 13 bankruptcy differ from Chapter 7 bankruptcy?
A: Your income and owned assets will determine which type of bankruptcy will offer you the most protection under the law. If you've fallen behind in your mortgage or car payments, you may be able to keep your assets under Chapter 13 bankruptcy while rescheduling payments to better fit your budget, reducing interest at the same time, in some cases.
Q: How can Southern Maryland Chapter 7 bankruptcy erase my debt?
A: Certain types of unsecured debt, such as credit card and personal loan debt, could be completely discharged through filing for Chapter 7; additional types of debt are often eligible, as well. If you have questions, our bankruptcy attorney will be happy to spend some time providing sound advice and information.
Q: What debts are forgiven under Chapter 7?
A: Credit card debt is the primary type of debt clients are looking to have dismissed through Chapter 7; additional benefits include discharge of the following debt:
- Unpaid utilities
- Personal loans and unsecured debt
- Medical bills
- Cell phone bills
- A deficiency balance after a foreclosure or repossession
Q: What are some of the additional benefits of filing Chapter 7 bankruptcy?
A: If you're receiving harassing phone calls from creditors, the calls will stop after our law firm files bankruptcy on your behalf.
Q: How can I find out more about whether I'm a good candidate for bankruptcy?
A: The Law Office of Daniel J. Guenther offers a free consultation to discuss the pros and cons of Chapter 7 bankruptcy in Southern Maryland. You'll also find free resources on our website that will help you determine whether filing for bankruptcy is the best choice for you.
Q: How do I get in touch with a bankruptcy attorney?
A: Call The Law Office of Daniel J. Guenther at 301-475-3106; the call is free.